# Humana is ending my Medicare plan for 2027 — what are my options?

If any carrier ends your Medicare Advantage plan, your options are the same and they are protected: a different plan in your county, Original Medicare with a drug plan, or a Medicare Supplement bought under the guaranteed-issue right that a plan exit triggers.

Carriers announce Medicare Advantage exits every year, and news coverage often runs ahead of the confirmed county-by-county lists. We do not publish a carrier's terminating-plan list until CMS publishes the 2027 plan files, because an unconfirmed list is worse than no list. What is confirmed today Medicare confirms the process, not the rumor: if your plan leaves Medicare, you receive a Plan Non-Renewal Notice in October, and you get a Special Enrollment Period to change plans. What to do while you wait for your letter Keep the envelope when it arrives; the plan name and contract number are printed on it. Write down the doctors and prescriptions you cannot give up. Learn the Medigap guaranteed-issue right now, before the 63-day clock starts. CMS states that when a Medicare Advantage plan leaves Medicare, you may buy specified Medigap policies with no health underwriting. Nothing on this page confirms that any specific plan is ending in your county. Your notice and the CMS plan files do that.

## Sources
- [Change in plan availability (Plan Non-Renewal Notice)](https://www.medicare.gov/basics/forms-publications-mailings/mailings/costs-and-coverage/change-in-plan-availability) — Medicare.gov
- [Special Enrollment Periods (SEPs)](https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods) — Medicare.gov
- [Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare (CMS Publication 02110)](https://www.medicare.gov/publications/02110-choosing-a-medigap-policy.pdf) — Centers for Medicare & Medicaid Services
- [Remember key Medicare dates (CMS Publication 12192)](https://www.medicare.gov/publications/12192-remember-key-medicare-dates.pdf) — Centers for Medicare & Medicaid Services

Last verified: 2026-08-27
Author: Jason Burns, Editorial Steward
Publisher: Adolicious LLC
Canonical: https://planexitreviewcenter.com/answers/humana-is-ending-my-medicare-plan-for-2027-what-are-my-options
Build date: 2026-08-27